Current market expectations regarding the trajectory of the Fed rate... -November 1, 2023: Pause -Dec 13, 2023: Pause -January 31, 2024: Pause -Mar 20, 2024: Pause -May 1, 2024: Pause -June 12, 2024 g.: decrease by 25 bp. to 5.00-5.25% -Additional reduction to 4.07% by November 2025

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